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User Agreement

Welcome to the User Agreement section of money24.ph, the platform for connecting users with a wide range of microfinance products and services in the Philippines. This User Agreement outlines the terms and conditions that govern your use of our website, ensuring a safe and reliable experience for all users. By accessing and using our services, you agree to comply with the provisions set forth in this agreement. We encourage you to carefully read and understand the terms outlined below to ensure a transparent and secure experience while using money24.ph. 

Understanding our website and services 

At money24.ph, we are dedicated to providing you with a comprehensive and user-friendly platform to explore and compare various financial products and services. Our website acts as a valuable resource, offering you access to a wide array of lenders, credit options, and financial information, allowing you to make informed decisions based on your unique needs and preferences. We strive to simplify the process of finding the right microfinance solution by providing a seamless and efficient user experience. 

Terms of use and prohibited activities 

To maintain a safe and trustworthy environment for all users, it is important to familiarize yourself with our terms of use. These terms outline the proper conduct and activities allowed on money24.ph website. We strictly prohibit the publication of unlawful or infringing materials, including but not limited to fraudulent schemes, illegal content, or harmful software. Users are also prohibited from engaging in activities that may disrupt the functionality or security of our platform, such as hacking, unauthorized access, or spamming. By adhering to these guidelines, we can ensure a secure and reliable platform for all users. Our website and its content, including but not limited to text, graphics, logos, and images, are protected by intellectual property laws and are the property of money24.ph or its licensors. Users are prohibited from copying, distributing, modifying, or using any of our intellectual property without prior written permission. Any unauthorized use of our intellectual property may result in legal consequences. 

User rights and obligations 

As a user of money24.ph, you have certain rights and obligations that contribute to the smooth operation of our platform. You have the right to access and use our services under the terms outlined in the User Agreement and do it without any charge. It is your responsibility to provide accurate and up-to-date information during the registration process and to comply with any verification procedures required by our platform. You are also responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account. By using our services, you agree to use them lawfully and responsibly, respecting the rights of other users and complying with applicable laws and regulations. 

Limitation of liability 

The site undertakes to ensure the performance and operation of the site for users and to eliminate any technical problems as soon as possible, but money24.ph shall not be liable for any failure or delay in the performance of our services arising from any cause beyond our reasonable control. While we strive to provide accurate and reliable information, it is important to understand that money24.ph does not guarantee the completeness or accuracy of the content on our website. We do not assume responsibility for any losses or damages that may occur as a result of your use of our services or reliance on the information provided. We are not responsible for lost profits or loss of income, information or data that may result from using this site. We encourage users to exercise their own judgment and seek professional advice when making financial decisions. By taking an informed approach, you can mitigate risks and make sound financial choices. 

Third-Party content and links 

Money24.ph may contain links to third-party websites or services that are not owned or controlled by us. These links are provided for your convenience and do not imply endorsement or responsibility for the content, privacy policies, or practices of these third-party websites. It is your responsibility to review and understand the terms and conditions of any external sites you visit through our platform. We encourage you to exercise caution and discretion when accessing third-party content. 

Modification and termination 

We reserve the right to modify or terminate this User Agreement at any time without prior notice. We may update the terms to reflect changes in our services or legal requirements. Any changes made to the agreement will be effective immediately upon posting on our website. It is your responsibility to regularly review the User Agreement to stay informed of any updates or modifications. By continuing to use our services, you acknowledge and accept any revised terms. 

Governing law and dispute resolution 

This User Agreement is governed by the laws of the Philippines. Any disputes arising from or in connection with this agreement shall be subject to the exclusive jurisdiction of the courts in the Philippines. We encourage users to resolve any disputes or concerns through amicable negotiations or mediation. If a resolution cannot be reached, the courts in the Philippines shall have the final authority to settle any disputes. 

Contact us 

If you have any questions, concerns, or feedback regarding the User Agreement or any aspect of money24.ph, we encourage you to reach out to our customer support team. We are here to assist you and provide the necessary information and guidance to ensure a positive experience on our platform. You can contact us through the provided contact form.